12804 Oak Street, Cedar Lake, IN 46303 (MLS# 841520)

12804 Oak Street, Cedar Lake, IN 46303

New Listing

$428,000

Dining area where all the conversations take place

Staircase on the far side of the living room

Cedar Lake the 3rd largest natural lake in Indiana

This 4 car garage complete with Heat & C/A

Just under 800 acres of lake, home is near the public dock

Property Type: Residential Bedrooms: 4 Baths: 2 Square Footage: 2,072 Lot Size (sq. ft.): 9,496 Status: Active

Current Price: $428,000 List Date: 6/30/2026 Last Modified: 7/01/2026

Overview

Description

Swim in your own back yard in the 24' above ground pool! Just off the back deck, grill a little meal. Enjoy all that Cedar Lake has to offer. In this 4 bedroom Bi-Level you have 2072 square feet of living space. Living room, dining and kitchen on the main level with 2 bedrooms. New stainless steel appliances will stay for new owner. Then on the lower level you step into the family that boasts of a wood burning fireplace. The laundry room is conveniently located. The 4 car garage comes with heat and A/C. You can work and live in the man cave. Whole house 17K Generac generator. All new windows with transferable warranty. RV plug on southside of home.

Listing Details MLS# 841520

General Property Information

New Construction YN: No
Bedrooms Total: 4
Bathrooms Full: Yes
Bathrooms Half: Yes
Bathrooms Total: 2
Rooms Total: 8
Above Grade Finished Area: 1036
Below Grade Finished Area: 1036
Living Area: 2072
Living Area Source: Assessor
Year Built: 1981
Garage YN: Yes
Garage Spaces: 4
Lot Size Acres: 0.218
Lot Size Square Feet: 9496.08
Lot Size Source: Assessor
Association YN: No
Waterfront YN: No
Basement YN: No
Fireplace YN: Yes
Bathrooms Three Quarter: 0

Property Features

Appliances: Dishwasher; Dryer; Gas Range; Gas Water Heater; Microwave; Refrigerator; Stainless Steel Appliance(s); Washer Construction Materials: Vinyl Siding Cooling: Ceiling Fan(s); Central Air Electric: 200+ Amp Service; Circuit Breakers Exterior Features: Rain Gutters Fencing: Partial Fireplace Features: Family Room; Lower Level; Wood Burning Flooring: Laminate Heating: Central; Forced Air; Natural Gas Interior Features: Ceiling Fan(s) Laundry Features: Gas Dryer Hookup; Laundry Room; Lower Level; Washer Hookup Levels: Bi-Level Listing Terms: Cash; Conventional; FHA; VA Loan Lock Box Information: SentriLock Lot Features: Back Yard; Front Yard; Landscaped Other Structures: Garage(s) Parking Features: Additional Parking; Asphalt; Detached; Driveway; Garage Door Opener; Garage Faces Front; Heated Garage; Off Street Patio And Porch Features: Covered; Deck Pool Features: Above Ground Possession: Close Of Escrow Roof: Asphalt Security Features: Smoke Detector(s) Sewer: Public Sewer Special Listing Conditions: Standard Utilities: Cable Available; Electricity Connected; Natural Gas Connected; Sewer Connected; Water Connected View: Neighborhood Water Source: Well Room Types: Bedroom 2; Bedroom 3; Bedroom 4; Dining Room; Family Room; Kitchen; Living Room; Primary Bedroom

Contract Information

Original List Price: 428000
Auction YN: No
Property Sub Type: Single Family Residence
Property Attached YN: No
Listing Agreement: Exclusive Right To Sell
Occupant Type: Owner

Location Tax and Legal

Street Number: 12804
Street Name: Oak
Street Suffix: Street
County: Lake
State: IN
Postal Code: 46303
Subdivision Name: Shades Cedar Lake

Remarks and Miscellaneous

Public Remarks: Swim in your own back yard in the 24' above ground pool! Just off the back deck, grill a little meal. Enjoy all that Cedar Lake has to offer. In this 4 bedroom Bi-Level you have 2072 square feet of living space. Living room, dining and kitchen on the main level with 2 bedrooms. New stainless steel appliances will stay for new owner. Then on the lower level you step into the family that boasts of a wood burning fireplace. The laundry room is conveniently located. The 4 car garage comes with heat and A/C. You can work and live in the man cave. Whole house 17K Generac generator. All new windows with transferable warranty. RV plug on southside of home.

Status Change Information

Major Change Timestamp: 2026-06-30T22:01:23Z
Major Change Type: New Listing
Status Change Timestamp: 2026-06-30

More Information

Bathroom Totals

Lower 1/2: Yes
Main Full: Yes

Exemption Information

Exemption YN: Yes
Exemptions: homestead

Fireplace Features

Fireplaces Total: Yes
Family Room: Yes
Lower Level: Yes
Wood Burning: Yes

Square Footage Information

Main Level Finished SqFt: 1036
Lower Level Finished SqFt: 1036
Upper Level Finished SqFt: 0

Showing Requirements

Showing Instructions: Please use showing assist

Room Types

Bedroom 2 Level: Main
Bedroom 3 Level: Lower
Bedroom 4 Level: Lower
Dining Room Level: Main
Family Room Level: Lower
Kitchen Level: Main
Living Room Level: Main
Primary Bedroom Level: Main
Bedroom 2: Yes
Bedroom 3: Yes
Bedroom 4: Yes
Dining Room: Yes
Family Room: Yes
Kitchen: Yes
Living Room: Yes
Primary Bedroom: Yes

Location, Tax, and Legal

School District: Hanover
Elementary School: Jane Ball Elementary School
Middle Or Junior School: Hanover Central Middle School
High School: Hanover Central High School
Tax Annual Amount: 2370
Tax Year: 2025
Tax Legal Description: SHADES ADD. TO CEDAR LAKE PLAT L. M. LOTS 19,20,21, & 22 BL.2
Parcel Number: 451522278035000014
Additional Parcels YN: No
Zoning Description: Residential
Township: Hanover
Directions: Rt 41 - 133rd Avenue east to Foster left to Oak Street right to first home on the left
Cross Street: Lake Shore Drive
Census Tract: 429.01

Appliances

Dishwasher: Yes
Dryer: Yes
Gas Range: Yes
Gas Water Heater: Yes
Microwave: Yes
Refrigerator: Yes
Stainless Steel Appliance(s): Yes
Washer: Yes

Construction Materials

Vinyl Siding: Yes

Cooling

Ceiling Fan(s): Yes
Central Air: Yes

Electric

200+ Amp Service: Yes
Circuit Breakers: Yes

Exterior Features

Rain Gutters: Yes

Fencing

Partial: Yes

Flooring

Laminate: Yes

Heating

Central: Yes
Forced Air: Yes
Natural Gas: Yes

Interior Features

Ceiling Fan(s): Yes

Laundry Features

Gas Dryer Hookup: Yes
Laundry Room: Yes
Lower Level: Yes
Washer Hookup: Yes

Levels

Bi-Level: Yes

Listing Terms

Cash: Yes
Conventional: Yes
FHA: Yes
VA Loan: Yes

Lock Box Information

SentriLock: Yes

Lot Features

Back Yard: Yes
Front Yard: Yes
Landscaped: Yes

Other Structures

Garage(s): Yes

Parking Features

Additional Parking: Yes
Asphalt: Yes
Detached: Yes
Driveway: Yes
Garage Door Opener: Yes
Garage Faces Front: Yes
Heated Garage: Yes
Off Street: Yes

Patio And Porch Features

Covered: Yes
Deck: Yes

Pool Features

Above Ground: Yes

Possession

Close Of Escrow: Yes

Roof

Asphalt: Yes

Security Features

Smoke Detector(s): Yes

Sewer

Public Sewer: Yes

Special Listing Conditions

Standard: Yes

Utilities

Cable Available: Yes
Electricity Connected: Yes
Natural Gas Connected: Yes
Sewer Connected: Yes
Water Connected: Yes

View

Neighborhood: Yes

Water Source

Well: Yes

Room Information

Room Name	Level	Length	Width
Living Room	Main	22.00	13.00
Dining Room	Main	13.00	10.00
Kitchen	Main	13.00	7.00
Primary Bedroom	Main	13.00	10.00
Bedroom 2	Main	13.00	10.00
Family Room	Lower	26.00	13.00
Bedroom 3	Lower	14.00	13.00
Bedroom 4	Lower	13.00	10.00

Listing Office: McColly Real Estate

Last Updated: July - 01 - 2026

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